Gemini Title & Escrow, LLC - settlement title insurance title company foreclosure first time homebuyer refinance purchase home investment property real estate escrow bethesda rockville chevy chase potomac kensington germantown gaithersburg wheaton silver spring takoma park montgomery county md maryland washington dc mclean vienna leesburg tysons corner arlington ballston alexandria virginia va

	Areas of Concentration Residential and Commercial Purchases - Settlement is the final step in the purchase process. Gemini Title & Escrow, LLC is responsible for ordering the title examination and survey, providing the mortgage lender with a title insurance commitment, making sure the seller can convey marketable title, and scheduling the actual time and place for the closing with all concerned parties. In addition to coordinating all aspects of the closing, we are responsible for preparing the documents necessary to convey title, create a mortgage lien and provide for a proper financial accounting according to the terms of the contract of sale and loan commitment. Our goal is to act as a clearinghouse of information for all interested parties. The closing itself, which usually takes about one hour, is busy with many details to be coordinated. During the closing, the settlement officer manages the numerous documents which are explained and signed and after settlement, receives and disburses the funds. Refinances – When refinancing an existing mortgage, many of the same steps are required as when purchasing a property, although there are fewer people with which to coordinate. Gemini Title & Escrow, LLC is responsible for ordering the title examination, providing the mortgage lender with a title insurance commitment, making sure title is clear, and scheduling the actual time and place for the closing with the mortgage broker, lender and borrower. REO Settlements – Gemini Title & Escrow, LLC, has partnered with Bierman, Geesing & Ward LLC, a law firm combining clear knowledge of mortgage lending law with over 10 years of practical experience. The firm concentrates solely on mortgage debt collection on behalf of mortgage lenders and servicers, handling all aspects of loss mitigation, foreclosure, bankruptcy and eviction processes in Maryland, Virginia and the District of Columbia. The combination of the foreclosure experience of Bierman, Geesing & Ward, LLC and Gemini Title & Escrow's ability to efficiently process REO settlements ensures a "cradle to grave" service which proves most beneficial to our clientele. Foreclosure investments – The principals of Gemini Title & Escrow, LLC have particular experience in assisting foreclosure investors in Maryland, DC, and Virginia. As a result of our familiarity with the foreclosure process and our commitment to professionalism, we have developed a rapport with the major foreclosure trustees in the area. Gemini Title & Escrow, LLC can assist in coordinating third party settlements with the various trustees offices, as well as providing advice to third party purchasers with regard to evictions, motions to substitute purchaser, and other matters unique to Maryland, DC and Virginia foreclosures.

110 North Washington Street, Suite 500 Rockville, Maryland 20850

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